Unitus Bank
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Open an account

Personal and business accounts, cards and payments, in one place, for Australia.

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Banking, your way

Banking that fits into your day.

Check your balance, send money and manage your cards from any browser, whenever it suits you.

Day
Product

Everything you need from a bank, in one place.

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Personal and business accounts

Open either in minutes. Your balance is held in US dollars, with an Australian dollar equivalent shown beneath it.

Local and international transfers

Send to Australian accounts or overseas with a SWIFT code, and follow every status.

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Gold and Diamond cards

Fund a card from your balance, then freeze and unfreeze it at any time.

Pay your bills

Eight categories, a full history and a receipt for every payment.

Loans

Personal, car and mortgage loan applications.

2FA

Built to keep you secure

Authenticator-app two-factor login, a history of every sign-in, and a team review before money moves.

Cards

Cards you control.

An illustration of how a card request works. Every request is reviewed by our team. Open an account to request yours.

Security and regulation

Your security matters to us.

Two-factor login

Add an authenticator app, so a stolen password is not enough to get in.

Every sign-in recorded

Review each login with its device and time, and get a message for every account update.

A team review before money moves

Transfers, deposits, bills and card requests are checked by our staff before they are completed.

How we are regulated

Unitus Bank is a financial technology company and is not itself an Authorised Deposit-taking Institution (ADI). Details of our regulatory status and the licensed partner supporting our banking services are published on our Security & Regulation page.

Serving customers across Australia.

Serving customers in Sydney, Melbourne, Brisbane, Perth, Adelaide and Canberra, and across Australia. We operate as a digital platform, so customers do not need to be near a branch.

Where we serve

One bank, every state.

Open an account from anywhere in Australia. Everything runs online, so there is nothing to visit and nothing to wait in line for.

  • Sydney
  • Melbourne
  • Brisbane
  • Perth
  • Adelaide
  • Canberra

Open an account

Personal and business accounts, cards, transfers and loans in one place.